Business Checking Accounts
We are pleased to introduce our business checking products and will work with you to determine the account that will best meet your needs. We want to be YOUR personal banker. Open your account today!
Free Business Checking
- Minimum to open account -- $100
- No minimum balance fee
- 150 free transactions* (includes checks deposited, transfers, account transactions and deposits)
- Up to $10,000 free coin and currency deposited or exchanged each month**
* There is a $5 excess item charge and 25 cents for each item over 150. ** If exceeding $10,000 -- $5 fee and $.0025 per dollar.
Value Business Checking
- Minimum balance to avoid maintenance fee -- $3,500.00
- Maintenance fee if account falls below minimum balance -- $5.00
- 150 free transactions monthly, fee per excess of 150 transactions -- $0.10
Premium Business Checking1
- Interest Rate -- Competitive variable rate
- Minimum balance to avoid maintenance fee -- $3,500.00
- Maintenance fee if account falls below minimum balance -- $10.00
- 50 free transactions monthly
Fee per excess of 150 transactions -- $0.10
Wall Street Commercial Checking
- Monthly maintenance fee -- $5.00
- 50 free transactions monthly
Fee per excess of 150 transactions -- $0.10 - Earnings Credit -- Varies per month
Checkmate1
- Minimum to open account -- $100
- Minimum balance to avoid monthly and transaction fees --$5,000
- 150 free transactions monthly, fee per excess of 150 transactions -- $0.25
- Free check imaging available online
- Monthly charge for check return -- $10
1Due to government restrictions, sole proprietors, non-profits, and government units are the only entities that qualify for interest bearing checking. All others including LLCs and any other variation of "for profit" corporations and partnerships do not qualify.
Money Market Accounts
Money Market
- Earns competitive interest rate
- No service charges with minimum balance
- Monthly itemized statement of transactions
- ATM access
- Check writing available
- Transaction limits apply
Premium Money Market
- Tiered interest rate - higher interest rate for higher balance
- Earns competitive interest rate
- Minimum to open account -- $1000
No service charges with minimum balance - Monthly itemized statement of transactions
- ATM access
- Check writing available
- Transaction limits
Savings Accounts
Passbook Savings
- Earns competitive interest rate
- Interest paid quarterly
- Monthly service fee waived with minimum balance, minors under the age of 18, or senior citizens with direct deposit of benefits payments
- Senior citizens must notify the bank of their age to qualify for the service fee waiver
- Transaction limits apply
Statement Savings
- Earns competitive interest rate
- ATM Access
- Itemized statements
- Monthly service fee waived with minimum balance, minors under the age of 18, or senior citizens with direct deposit of benefits payments
- Senior citizens must notify the bank of their age to qualify for the service fee waiver
- Transaction limits apply
Premium Savings
- Tiered interest rate - higher interest rate for higher balance
- Earns competitive interest rate
- Minimum to open account -- $1000
- ATM Access
- Itemized statements
- Monthly service fee waived with minimum balance, minors under the age of 18, or senior citizens with direct deposit of benefits payments
- Senior citizens must notify the bank of their age to qualify for the service fee waiver
- Transaction limits apply
Online Banking
