Home BuyAbility Test Answers
You May Be Able To Afford
More Home Than You Thought
Compare your total score to the chart below. It shows how much home may be in your price range along with a typical down payment.
Regardless of how you scored, you can apply for the mortgage or refinancing amount you have in mind. That's because our lending officers always try to find ways to approve loan requests, not look for reasons why they can't.
Home BuyAbility Score Chart
| If your test score is: | Your typical down payment would be: |
|---|---|
| 14 - 17 points | 10% on a mortgage of less than $60,000 |
| 18 - 20 points | 10% on a mortgage of less than $60,001 - $80,000 |
| 21 - 24 points | 15% on a mortgage of less than $80,001 - $100,000 |
| 25 - 28 points | 20% on a mortgage of less than $100,001 - $125,000 |
| 29 - 31 points | 25% on a mortgage of less than $125,001 - $150,000 |
| 32 - 33 points | 25% on a mortgage of less than $150,001 - $175,000 |
| Over 33 points | 25% on a mortgage over $200,000 |
Now that you have an idea on what you can afford, apply now with our secure online mortgage application service.
This chart is for your information only. Loan self-tests do not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.
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