Buying a new home can be a pleasant experience. Let Wolverine Bank show you how! Our Home BuyAbility Test is an excellent tool to help you find out just how much home is right for you. We make it simple with our easy to download online application.
Before you apply for your mortgage loan, you'll need to decide which type of loan will be right for you. We offer a wide variety of financing products suited to your specific needs. You can view our Lending at a Glance brochure here or take a look below for a listing of the financing options we offer along with some of their key features.
Fixed Rate
We offer Competitive fixed rates and flexible terms, keeping your monthly payment the same for the life of the loan.
Rural Development*
Offers no down payment, generous income limits and low fixed rates. Contact a loan officer today to see if you qualify. *Income and geographic restrictions apply.
FHA
Not just for first time home buyers anymore. Only a 3% investment needed, loan limits up to $271K, and flexible underwriting, you can now own that home you’ve been dreaming of.
203K Rehab
Finance up to $35,000 in repairs and improvements, with cash up front and no FHA repairs required to close.
MSHDA
Below market-rate loan, ideal for first time homebuyers who lack a down payment.
ARM Adjustable Rate
Perfect for those who may be moving within a few years or think interest rates will be going down.
Jumbo Loan
Competitive rates for loans currently exceeding $417,000.
Construction & Construction-to-Perm
Fund the construction of a new home with one of our great construction loan programs.
Lot
Purchase a vacant lot.
Interest Only
Make interest-only payments on your mortgage for a set period of time.
A Home Equity Loan or Line of Credit may be just what you need! Contact one of our financing experts today! Call (989) 631-4280 or (800) 968-4280.
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