Personal Checking Accounts

We've got a deposit product to meet your needs. To obtain more information, or open an account, just stop by one of our convenient locations or contact us to learn more about becoming a Wolverine Bank customer.

HI Power Checking Account

Wolverine Bank's HI Power Checking Account (high interest checking) allows you to earn 4%APY* on up to $5K.

This high interest checking product offers a variety of special features:

• ATM surcharges refunded up to $10 per month and Wolverine fees waived.
• Unlimited free cash back transactions and access to surcharge free network
• Unlimited transactions
• Free Identity Guard protection for 6 months
• The security of placing your deposits in one of the strongest banks in the country.

*APY = Annual Percentage Yield. APY is as follows on HI Power Checking Accounts – 4.00% APY on accounts up to $5K. No minimum balance required. Accounts exceeding $5K will receive a 0.25% APY. If requirements** are not met, an APY of 0.05% will prevail. **Must make 12 Wolverine Bank VISA Check Card transactions per month; must have a valid email address and receive eStatements (when available); must login to Online Banking at least once per month; no more than 20 checks per month may be written, if over 20 checks written, then a 50 cent per check charge will be assessed. Direct Deposit is required. No refund or fee waiver if requirements not achieved. Debit Cards not eligible for participation on Rewards Program. Rates accurate as of 02/12/10 and rates subject to change without notice.

Free Checking*

• Minimum to open account -- $100
• No minimum balance fee
• No monthly service fees
• Overdraft protection available
• First 50 checks within a month are free, fee per excess of 50 checks per check thereafter -- $0.10

* A Wolverine Bank Check Card is required for Free Personal Checking. 

Premier Checking

• Unlimited Check Writing
• Monthly service fee and per check charge waived with minimum balance
• Interest bearing account
• ATM access
• Overdraft protection available
• Safekeeping or return checks available
• Monthly service charges and per check charges are waived if you maintain at least $10,000 on deposit in up to 4 accounts

Economy Checking

• Unlimited check writing
• Monthly service fee and per check charge waived with minimum balance
• Non-interest bearing account
• ATM access
• Overdraft Protection available
• Safekeeping or return checks available
• Monthly service charges and per check charges are waived for:
  • Senior citizens over age 62
  • Automatic loan payments
  • Direct deposit
  • Maintain at least $10,000 on deposit in up to 4 accounts
• Senior citizens must notify the bank of their age to qualify for the service charge waiver
• Senior citizens may receive FREE checks

Checkmate^**

• Minimum to open account -- $100
• Minimum balance to avoid monthly and transaction fees --$5000
• 150 free transactions monthly, fee per excess of 150 transactions -- $0.25
• Free check imaging available online
• Monthly charge for check return -- $10

^** Due to government restrictions, sole proprietors, non-profits, and government units are the only entities that qualify for interest bearing checking. All others including LLCs and any other variation of "for profit" corporations and partnerships do not qualify.

Money Market Accounts

Money Market

• Earns competitive interest rate
• No service charges with minimum balance
• Monthly itemized statement of transactions
• ATM access
• Check writing available
• Transaction limits apply

Premium Money Market

• Tiered interest rate - higher interest rate for higher balance
• Earns competitive interest rate
• Minimum to open account -- $1000
• No service charges with minimum balance
• Monthly itemized statement of transactions
• ATM access
• Check writing available
• Transaction limits

Savings Accounts

Statement Savings

• Earns competitive interest rate
• ATM Access
• Itemized statements
• Monthly service fee waived with minimum balance, minors under the age of 18, or senior citizens with direct deposit of benefits payments
• Senior citizens must notify the bank of their age to qualify for the service fee waiver
• Transaction limits apply

Premium Savings

• Tiered interest rate - higher interest rate for higher balance
• Earns competitive interest rate
• Minimum to open account -- $1000
• ATM Access
• Itemized statements
• Monthly service fee waived with minimum balance, minors under the age of 18, or senior citizens with direct deposit of benefits payments
• Senior citizens must notify the bank of their age to qualify for the service fee waiver
• Transaction limits apply