Making Your Dreams A Reality
Whether you’re buying or building a new home, looking to refinance your existing mortgage or use the equity in your home to make home improvements, Wolverine Bank has a loan program designed for you. Our experienced mortgage lending team is available to help guide you through the loan process and find the loan program that makes the most sense for you and your situation.
We offer a variety of loan options with your best interest in mind.
|Fixed Rate||We offer Competitive fixed rates and flexible terms, keeping your monthly payment the same for the life of the loan.|
|Adjustable Rate Mortgage (ARM)||Perfect for those who may be moving within a few years or think interest rates will be going down.|
|Rural Development||Offers no down payment, generous income limits and low fixed rates. Contact a loan officer today to see if you qualify. (Income and geographic restrictions apply.)|
|FHA||Not just for first time home buyers anymore. Only a 3.5% investment needed, loan limits up to $271,050, and flexible underwriting, you can now own that home you've been dreaming of.|
|FHA 203(k) Streamline & Full Loans||Lets buyers finance home repairs, remodels, or additions into the loan.|
|VA Purchase Programs||Offer veterans with zero to little down payment and no reserves for conforming loan amounts.|
|FHA & VA Energy Efficient Mortgages||Allows buyers to roll the cost of certain energy saving improvements into their mortgage at closing.|
|MSHDA||Ideal for first time home buyers who lack a down payment.|
|Jumbo Loan||Competitive rates for loans currently exceeding $417,000.|
|Construction/Construction-to-Permanent||Fund the construction of a new home with one of our great construction loan programs.|
|Lot Loans||Designed to provide short-term financing so you can purchase land on which you intend to build a home.|
|Interest Only||Make interest-only payments on your mortgage for a set period of time.|
*Rates, terms, and loan conditions are flexible and competitive. Some restrictions and normal credit standards apply.