Home Loans


African American family in front of home with dog

Making Your Dreams A Reality

Whether you’re buying or building a new home, looking to refinance your existing mortgage or use the equity in your home to make home improvements, Wolverine Bank has a loan program designed for you. Our experienced mortgage lending team is available to help guide you through the loan process and find the loan program that makes the most sense for you and your situation.


We offer a variety of loan options with your best interest in mind.

Loan Programs:  
Fixed Rate We offer Competitive fixed rates and flexible terms, keeping your monthly payment the same for the life of the loan.
Adjustable Rate Mortgage (ARM)Perfect for those who may be moving within a few years or think interest rates will be going down.
Rural DevelopmentOffers no down payment, generous income limits and low fixed rates. Contact a loan officer today to see if you qualify. (Income and geographic restrictions apply.)
FHANot just for first time home buyers anymore. Only a 3.5% investment needed, loan limits up to $275,665, and flexible underwriting, you can now own that home you've been dreaming of.
FHA 203(k) Streamline & Full LoansLets buyers finance home repairs, remodels, or additions into the loan.
VA Purchase ProgramsOffer veterans with zero to little down payment and no reserves for conforming loan amounts.
FHA & VA Energy Efficient MortgagesAllows buyers to roll the cost of certain energy saving improvements into their mortgage at closing.
Jumbo LoanCompetitive rates for loans currently exceeding $424,100.
Construction/Construction-to-PermanentFund the construction of a new home with one of our great construction loan programs.
Lot LoansDesigned to provide short-term financing so you can purchase land on which you intend to build a home.
Interest OnlyMake interest-only payments on your mortgage for a set period of time.

 If you’re ready to take the first steps toward your dream of home ownership, contact one of our experienced mortgage loan officers by calling (800) 968-4280.

*Rates, terms, and loan conditions are flexible and competitive. Some restrictions and normal credit standards apply.

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Mortgage Application